Protecting Your Family’s Future with Trusts 2025

Planning for the future isn’t just about writing a will—it’s about ensuring your assets are protected and passed on in the right way. In 2025, more families are turning to Will Trusts and Family Trusts to safeguard their estates, provide for loved ones, and manage long-term risks such as care home fees.

At Jordans Solicitors LLP, we offer expert legal advice and fixed-fee packages to help you create trusts and wills that reflect your wishes and protect your legacy.

What Is a Will Trust or Family Trust?

A Will Trust is created within your will and comes into effect upon your death. A Family Trust (or Lifetime Trust) is set up during your lifetime. Both allow you to:

  • Pass assets to children or family members 
  • Protect vulnerable beneficiaries 
  • Maintain control over how assets are used 
  • Reduce risks from divorce, bankruptcy, or poor financial management

Common types include:

  • Life Interest Trusts 
  • Discretionary Trusts 
  • Bare Trusts

Can Trusts Help with Care Home Fees?

Trusts can play a role in care fee planning, particularly in protecting a share of the family home or other assets. For example, a Life Interest Trust in your will may help preserve your estate for children if your surviving spouse later requires care.

However, trusts must not be used to deliberately avoid paying for care. If the local authority believes assets were transferred to reduce your financial assessment, they may treat this as deliberate deprivation of assets.

What Is Deliberate Deprivation of Assets?

If you gift or transfer assets when you reasonably expect to need care, the local authority may:

  • Count the value of those assets as notional capital 
  • Refuse to fund your care 
  • Seek recovery from the recipient of the assets 

There is no fixed time limit—intention is key. If the transfer was made to avoid care costs, it may be challenged.

Why Expert Legal Advice Matters

Trusts are powerful tools—but they must be used responsibly and legally. Poorly drafted trusts or schemes promoted without proper advice can lead to:

  • Tax issues 
  • Loss of control 
  • Family disputes 
  • Rejection by local authorities 

At Jordans Solicitors LLP, our experienced team—including Rosemarie Sharp, Sam Watton, and Kirsty Sharp—provides clear, ethical, and tailored advice to help you make informed decisions.

Our Fixed-Fee Packages

We offer transparent pricing for:

  • Will Trusts and Family Trusts 
  • Comprehensive Will Drafting 
  • Lasting Powers of Attorney 
  • Combined Estate Planning Packages

You’ll receive:

  • First advice free 
  • Direct access to your solicitor 
  • Clear documentation and guidance 
  • Support with HMRC Trust Registration if required

Explore more at www.jordansllp.co.uk

Litigation Support If Things Go Wrong

Should you find yourself in litigation as a result of a disputed asset transfer or a challenge from the local authority, our Litigation Department is here to help. We provide:

  • Expert advice on defending or resolving disputes 
  • Representation in care fee recovery claims 
  • Support in Court of Protection and trust-related litigation

Our team will work with you to protect your interests and resolve matters efficiently and professionally.

Plan with Confidence

Creating a trust isn’t about avoiding responsibility—it’s about protecting your family and planning wisely. With Jordans Solicitors LLP, you’ll have the peace of mind that your estate is in safe hands.

📞 Call us on 01302 365374
📧 Email: info@jordansllp.com
📍 Offices in Doncaster & Kiveton Park
🌐 www.jordansllp.co.uk

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